Early foundations
Scholars and economists explored interest-free alternatives aligned with the country’s Islamic identity.
UDL FINANCIAL SERVICES LIMITED
Finance With Principles.
Growth With Purpose.
Flexible Shariah-compliant financial solutions built around real assets, transparent structures and meaningful partnerships.
1887UDL group legacy
2023UDLF incorporated
ThreeCore Islamic products
UDLFScrip symbol
Islamic finance in Pakistan
From an idea to a structured financial system.
Pakistan’s Islamic finance journey developed from early academic thought into a modern regulatory and product ecosystem.
Initial reforms
Profit-and-loss sharing schemes and Islamic financing instruments began entering the formal banking system.
Modern revival
State Bank of Pakistan introduced a dedicated Islamic banking policy and a structured regulatory framework.
Continued expansion
Islamic banking, Sukuk, Takaful, digital products and sustainable finance continue to grow.
Since 1887 A multi-generational business legacyAbout UDL
A long-standing business heritage, focused on responsible Islamic finance.
UDL Group began its operations in 1887. Across generations, the group has built relationships with leading local and multinational companies. Today, UDL FINANCIAL SERVICES LIMITED carries this heritage forward through Shariah-compliant financing and trading activities.
Read our storyBusiness activities
Financial structures shaped around real-world needs.
We understand our customers' core requirements and translate them into well-tailored, value-added products while applying equity, fair play and sound business practices.
Islamic finance
Ijarah
Flexible leasing for vehicles, computers, machinery and equipment.
Explore IjarahIslamic finance
Musharika
Partnership-based financing with agreed profit sharing and shared risk.
Explore MusharikaIslamic finance
Murabaha
Transparent cost-plus sale financing for approved goods and assets.
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Application requirements are organized for salaried individuals, partnerships and sole proprietors, and corporate applicants.